There’s often a negative perception surrounding debt review, with many labeling it as a legally binding process. However, it’s essential to consider who is making these […]
Beware: Why “Cancelling” Your Debt Review Could Hurt You More Than Help We’ve noticed a rise in consumers requesting Form 17.W, often at the suggestion of […]
?? Warning to Debt Counsellors & Mediators ?? Engaging in debt counseling, mediation, or payment distribution services without proper registration under the National Credit Act (NCA) […]
What is Reckless Credit? Under the National Credit Act, reckless credit refers to a situation where a credit provider grants you a loan or credit without […]
“The defence provided to credit providers under section 81(4) does not extinguish a credit provider’s obligation to take reasonable steps to assess a consumer’s financial means. […]
Introduction and Application Type • Applicant: Naledi Mamorongwa Molepo, a consumer, refers the matter to the National Consumer Tribunal under Section 141(1)(b) of the National Credit […]