May 14, 2025
Summary: The National Credit Act, Act 34 of 2005, to be interpreted by considering the history of the credit industry in South Africa and the purpose […]
April 7, 2025
The Finfluencer Boom: Misinformation in Disguise? In recent years, the explosion of finfluencers—financial influencers on platforms like TikTok, Instagram, Facebook and YouTube—has created a wave of […]
March 24, 2025
What is Prescribed Debt?Prescribed debt is old debt that can no longer be collected if: No payments have been made in three years (for most types […]
March 18, 2025
Please note that this section will be updated during 2025 as and when we receive new lists. This page is currently open to the public, but […]
March 12, 2025
Many consumers are desperate to exit debt review, but beware—scammers promise to “clear your debt review” without following the proper legal process. If you have not […]
March 11, 2025
Benay Sager v National Credit Regulator (NCT/318886/2024/59(1)) [2024] NCT (Centurion) Background The National Credit Regulator (NCR) is in charge of the debt counselling industry and […]
February 25, 2025
How to Compile a Comprehensive Reckless Lending Investigation Report A Guide for Debt Counsellors Reckless lending remains a critical issue in South Africa’s credit market, with […]
February 24, 2025
If you’re thinking about going for debt review and you have a joint bond or mortgage agreement, it’s important to know how this whole process will […]
December 10, 2024
The Misfit Kid of the Financial World: Navigating the Chaotic Intersection of Debt Counselling, Legalities, and Everything In-Between You know that kid in school who never […]
December 6, 2024
06 December 2024 – CIF Update NCR Hosts 4th CIF Quarterly Meeting: Key Industry Updates and Insights On December 6th, the NCR hosted its 4th CIF […]