Who we are

DCASA is a voluntary association and a professional body representing registered Debt Counsellors in South Africa. It was established in 2007, with the commencement of the National Credit Act. DCASA has contributed significantly to the industry by engaging with industry stakeholders to improve Debt Review.

It is DCASA’s aim to develop a streamlined Debt Counselling industry by setting process guidelines and training Members, in addition DCASA aims to provide Members with various products and services that will allow them to effectively and professionally deliver Debt Review service for over-indebtedness Consumers.

The Association insist on a high and ethical behaviour on the part of their Members to preserve and maintain the integrity and status of DCASA.

Read more about our Code of Conduct

Staff Profiles

Vanessa Johst

Operations Manager

NCRDC Nr: 2824


Vanessa is the Operations Manager for the DCASA team and has been managing the Association since 2015. She studied at the University of Johannesburg and graduated with a LLB degree. She did her articles at a general litigation firm and was promoted to a Professional Assistant. She elected to change her career path to corporate and started working at DCASA in 2015, where she learned a lot about the National Credit Act and seek to specialize in the National Credit Act. In 2023 she won the

NEC Profiles

Reinhard Pettenburger

President of DCASA

NCRDC Nr: 49


Reinhard has spent the last 20 years working within the Credit Industry both abroad and in South Africa. He originally worked for Citi bank dealing with loans and bonds until returning to South Africa 10 years ago. A year later, he opened Debt Therapy (Pty) Ltd. with a view to helping individuals that managed to get themselves caught up in the debt trap. Within 2 years of opening ” the Debt Counselling Industry” was born which lead to Debt Therapy naturally following suite. Today he has a permanent staff compliment of 23 that strive to help those in need with strong ethics and beliefs that have made the company what it is today. “Debt Therapy Integrity Guaranteed.”

Drisha Pillay

Deputy Treasurer

NCRDC Nr: 2001

Simon Karanja


NCRDC Nr: 2346

011 451 0000

Simon Karanja has been working in the financial services industry with focus on technology driven solutions that are specifically geared at innovative fintech development and support. He has been involved in the debt review industry over the last 10 years and was instrumental in the conceptualising and development of some of the market leading debt review systems in the debt review and credit industry. He became registered as a debt counsellor in order to better understand the needs of debt counsellors that enabled him and his teams to develop technology driven systems solutions that evolve and meet those needs. This involvement in debt review systems grew into a passion to support debt counsellors, industry players and consumers requiring this much needed service. He plays a pivotal role in industry engagements that seek to better the industry on both operational and technology perspective in order to better serve consumers and debt counsellors alike. He is also one of the Managing Directors at Octogen Debt Counsellors as well as the marketing leading Maximus Debt Counselling Software Solutions.

Mauritz van den Heever

Treasurer - NEC Member

NCRDC Nr: 192


Mauritz is a Partner at Leocorp Debt Counsellors situated in Pretoria. He is a registered Debt Counsellor since 2007 and an active NEC member of DCASA since 2012. He worked in the Banking Sector before becoming a Debt Counsellor.

Eugene Cilliers

Deputy President - NEC Member

NCRDC Nr: 1636


Eugene has spent most of his working career in financial services. He started as a trainee in Venture Capital Equity Sales in 1997 working on the private client portfolios for a London based Stock Broking firm, Seymore Pierce Ellis.

His interest in Debt Counselling started when he set up a call centre for a UK Debt Counselling firm, Sterling Green in 2007. Even though the South African Debt Counselling industry was still in its infancy stages, he was excited by the potential improvements South Africa had made over many other countries in debt restructure and subsequently did his Debt Counselling course in South Africa at the beginning of 2009. He has a keen interest in IT solutions for the industry and is an active Debt Counsellor with Pay Plan Solutions.

Branch Profiles

Zinèlle Carstens

Gauteng - Branch Representative

NCRDC Nr: 2051

011 100 7192

I started as a debt counsellor’s assistant in 2009 and worked myself up until I became a registered debt counsellor in 2011. That same year I joined DCASA for some support and guidance to better my skillset in helping my consumers. In 2015 I became a director in my own company and for the past 9 years, I have been educating and assisting my clients from start to finish. I am passionate about what I do and I will always try to give a helping hand or advise and never back down on a challenge.

Johnny Stanley Jansen

Bloemfontein Branch

NCRDC Nr: 1770


Johnny has vast experience in Financial Management and Counselling .He is a registered Debt Counsellor with the NCR. Their offices are in Bloemfontein and render financial services nationally..

Casper Le Grange

Eastern Cape - Branch Representative


Nadia de Weerdt

Western Cape - Branch Representative

NCRDC Nr: 3360

087 550 1122

“Nadia has always been inclined to assist people-and originally worked as P.A regarding Road Accident Fund claims- when in 2008 plans had to change. They originally supported a new debt counsellor, who was quickly overwhelmed with the administration required. Nonetheless, the passion was born and so the quest to open Sandton Debt Counselling begun. She is the co-owner and started as the Financial Director in the company in 2013 while learning debt review from a practical perspective, before officially graduating the course in November 2018. She has always been enthusiastic about law, psychology, technology and math - so debt review was a natural fit. The focus has always been on earning a reputation that can be trusted by consumers while ensuring they are educated about their rights throughout the process.”

Cobus de Vos

Kwazulu Natal - Branch Representative