May 29, 2025
Every day, thousands of South Africans are declined for credit without a clear explanation. In many cases, the reason lies in a misunderstood or unknown debt […]
May 29, 2025
Let’s be honest—most South Africans don’t sit around chatting about financial regulators over coffee. But in a country where millions of us are juggling bills, loans, […]
May 29, 2025
Debt in South Africa A recent report from Eighty20 and XDS, released in early 2025, gives us a clear look at debt across the country. The […]
May 20, 2025
Can Reckless Lending Claims Survive the Prescription Bar? Insights from De Klerk v ABSA Bank Limited
Summary of Case: Christian Daniel De Klerk & Another v ABSA Bank Limited (NCT/376411/2025/141(1)(b)) with Emphasis on Prescription Issue Overview: The applicants, Christian and Johanna De […]
May 20, 2025
Summary of Case: Waleed Fortune on behalf of Lebone Vulry Maedimole v Wesbank & Rushdie Tofie (NCT/356687/2024/165) Case Overview: This is an unopposed application under section […]
April 7, 2025
The Finfluencer Boom: Misinformation in Disguise? In recent years, the explosion of finfluencers—financial influencers on platforms like TikTok, Instagram, Facebook and YouTube—has created a wave of […]
March 24, 2025
What is Prescribed Debt? Prescribed debt is old debt that can no longer be collected if: No payments have been made in three years (for most […]
March 18, 2025
Please note that this section will be updated during 2025 as and when we receive new lists. This page is currently open to the public, but […]
March 12, 2025
Many consumers are desperate to exit debt review, but beware—scammers promise to “clear your debt review” without following the proper legal process. If you have not […]
March 11, 2025
Benay Sager v National Credit Regulator (NCT/318886/2024/59(1)) [2024] NCT (Centurion) Background The National Credit Regulator (NCR) is in charge of the debt counselling industry and […]