July 22, 2025
The law gives the National Credit Regulator (NCR) the power to give guidance to companies that lend money. This guide explains how these companies should update […]
July 16, 2025
16 July 2025 By Nadia de Weerdt NCRDC3360- Sandton Debt Counselling (https://www.sandtondc.co.za/), If you’ve ever had someone say, “Oh, it’s just a technicality,” and then watched […]
July 7, 2025
Garnishee Orders & Jurisdiction: Legal Clarity for Employers and Employees in 2025 By Casper le Grange, Eastern Cape Representative, Debt Counsellors Association of South Africa (DCASA) […]
May 29, 2025
Every day, thousands of South Africans are declined for credit without a clear explanation. In many cases, the reason lies in a misunderstood or unknown debt […]
May 29, 2025
Let’s be honest—most South Africans don’t sit around chatting about financial regulators over coffee. But in a country where millions of us are juggling bills, loans, […]
May 29, 2025
Debt in South Africa A recent report from Eighty20 and XDS, released in early 2025, gives us a clear look at debt across the country. The […]
May 20, 2025
Can Reckless Lending Claims Survive the Prescription Bar? Insights from De Klerk v ABSA Bank Limited
Summary of Case: Christian Daniel De Klerk & Another v ABSA Bank Limited (NCT/376411/2025/141(1)(b)) with Emphasis on Prescription Issue Overview: The applicants, Christian and Johanna De […]
May 20, 2025
Summary of Case: Waleed Fortune on behalf of Lebone Vulry Maedimole v Wesbank & Rushdie Tofie (NCT/356687/2024/165) Case Overview: This is an unopposed application under section […]
April 7, 2025
The Finfluencer Boom: Misinformation in Disguise? In recent years, the explosion of finfluencers—financial influencers on platforms like TikTok, Instagram, Facebook and YouTube—has created a wave of […]
March 24, 2025
What is Prescribed Debt? Prescribed debt is old debt that can no longer be collected if: No payments have been made in three years (for most […]