July 7, 2025
Garnishee Orders & Jurisdiction: Legal Clarity for Employers and Employees in 2025 By Casper le Grange, Eastern Cape Representative, Debt Counsellors Association of South Africa (DCASA) […]
Knowledge Base
This knowledge base has been created to assist you as a DCASA member with various industry challenges and to broaden your horizons through knowledge. The Knowledge Base is updated continually to ensure that the knowledge shared is relevant and up to date. DCASA strives to bring you content from reputable academics and authors, putting years of experience at your finger tips.
May 29, 2025
Every day, thousands of South Africans are declined for credit without a clear explanation. In many cases, the reason lies in a misunderstood or unknown debt […]
May 29, 2025
Let’s be honest—most South Africans don’t sit around chatting about financial regulators over coffee. But in a country where millions of us are juggling bills, loans, […]
May 29, 2025
Debt in South Africa A recent report from Eighty20 and XDS, released in early 2025, gives us a clear look at debt across the country. The […]
May 20, 2025
Can Reckless Lending Claims Survive the Prescription Bar? Insights from De Klerk v ABSA Bank Limited
Summary of Case: Christian Daniel De Klerk & Another v ABSA Bank Limited (NCT/376411/2025/141(1)(b)) with Emphasis on Prescription Issue Overview: The applicants, Christian and Johanna De […]
May 20, 2025
Summary of Case: Waleed Fortune on behalf of Lebone Vulry Maedimole v Wesbank & Rushdie Tofie (NCT/356687/2024/165) Case Overview: This is an unopposed application under section […]
May 14, 2025
Summary: The National Credit Act, Act 34 of 2005, to be interpreted by considering the history of the credit industry in South Africa and the purpose […]
April 7, 2025
The Finfluencer Boom: Misinformation in Disguise? In recent years, the explosion of finfluencers—financial influencers on platforms like TikTok, Instagram, Facebook and YouTube—has created a wave of […]
March 24, 2025
What is Prescribed Debt? Prescribed debt is old debt that can no longer be collected if: No payments have been made in three years (for most […]
March 18, 2025
Please note that this section will be updated during 2025 as and when we receive new lists. This page is currently open to the public, but […]