Summary: The National Credit Act, Act 34 of 2005, to be interpreted by considering the history of the credit industry in South Africa and the purpose […]
The Finfluencer Boom: Misinformation in Disguise? In recent years, the explosion of finfluencers—financial influencers on platforms like TikTok, Instagram, Facebook and YouTube—has created a wave of […]
Many consumers are desperate to exit debt review, but beware—scammers promise to “clear your debt review” without following the proper legal process. If you have not […]
Benay Sager v National Credit Regulator (NCT/318886/2024/59(1)) [2024] NCT (Centurion) Background The National Credit Regulator (NCR) is in charge of the debt counselling industry and […]
How to Compile a Comprehensive Reckless Lending Investigation Report A Guide for Debt Counsellors Reckless lending remains a critical issue in South Africa’s credit market, with […]
The Misfit Kid of the Financial World: Navigating the Chaotic Intersection of Debt Counselling, Legalities, and Everything In-Between You know that kid in school who never […]