TRIBUNAL GUIDANCE ON DEBT COUNSELLOR CONDUCT Three recent Tribunal matters draw a clear distinction between compliant conduct and professional failure. Matters were dismissed where debt counsellors […]
Summary of Case: Christian Daniel De Klerk & Another v ABSA Bank Limited (NCT/376411/2025/141(1)(b)) with Emphasis on Prescription Issue Overview: The applicants, Christian and Johanna De […]
Summary of Case: Waleed Fortune on behalf of Lebone Vulry Maedimole v Wesbank & Rushdie Tofie (NCT/356687/2024/165) Case Overview: This is an unopposed application under section […]
Case Summary: Sithole v. Sager (High Court of Pretoria) Court Order Date: 21 January 2025 Background: The consumer applied for debt review on 4 February 2021 […]
?? Warning to Debt Counsellors & Mediators ?? Engaging in debt counseling, mediation, or payment distribution services without proper registration under the National Credit Act (NCA) […]
“The defence provided to credit providers under section 81(4) does not extinguish a credit provider’s obligation to take reasonable steps to assess a consumer’s financial means. […]
Introduction and Application Type • Applicant: Naledi Mamorongwa Molepo, a consumer, refers the matter to the National Consumer Tribunal under Section 141(1)(b) of the National Credit […]
The complaint related to the Respondent failing to distribute payments to credit providers and not obtaining court orders. As a result, the complainant’s credit provider terminated […]