Debt Counselling

Debt Counselling – Your Path to Financial Stability
Debt counselling is a structured financial solution that helps over-indebted consumers manage and repay their debts in an affordable way. It is a legal process under the National Credit Act (NCA), providing protection against creditor harassment, asset repossession, and excessive interest charges. Consumers can meet their financial obligations while maintaining essential living expenses.
A registered Debt Counsellor assesses an individual’s financial situation and creates a realistic repayment plan. They negotiate with credit providers to reduce interest rates and extend repayment terms. This structured approach makes monthly payments more manageable and prevents legal action from creditors.
Debt counselling is a lifeline for those struggling with overwhelming debt. It offers a clear strategy to regain financial stability and move toward a debt-free future.
Why Consider Debt Counselling?
? Protection from legal action and creditor harassment
? One affordable monthly payment for all debts
? Reduced interest rates and extended repayment terms
? A structured plan to achieve financial freedom
If debt is weighing you down, take the first step toward relief. Find a trusted, NCR-registered Debt Counsellor through DCASA and start your journey to financial security today.