Welcome to the Debt Counsellors Association of South Africa. "DCASA" for short, is a professional body representing Debt Counsellors in South Africa. All DCASA members subscribe to a Code of Conduct, ensuring high ethical standards that will maintain the integrity of the Debt Counselling industry. Since 2007, when the National Credit Act was introduced, DCASA has contributed significantly to the industry by engaging with industry stakeholders such as the National Credit Regulator, The Department of Trade and Industry, Credit Providers and Credit Bureaus.

It is DCASA's aim to develop a streamlined debt counselling industry by setting standards and training members, providing them with various products and services that will allow them to effectively and professionally deliver a service to over-indebted Consumers.


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Our values

DCASA prides itself in being an Association with high standards of ethics. During its infancy DCASA approved a constitution that today forms the foundation of the Association. By building the Association around the constitution we have ensured that solid procedures are in place and that there are established guidelines to take the Association forward.

In March 2011 DCASA also adopted a Code of Conduct to which its members must adhere.

The Code of Conduct formed part of an industry initiative whereby Credit Providers, Payment Distribution Agencies and Debt Counsellors had to develop Codes of Conduct to ensure that all industry stakeholders keep to a specific set of ethics.

DCASA voted the Code of Conduct into its Constitution, infusing the best practices of the Code of Conduct into the foundation of the Association.

It is with pleasure that DCASA makes these documents available for download.

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